CIMB CashLite – Low interest rates & up to S$1,000^ Cashback!

CIMB CashLite – Low interest rates & up to S$1,000^ Cashback!

Repayment Desk

#The payable flat interest rate / payable facility costs was at 3.5% p.an excellent. for 1 year and you will a couple of years, and you will step 3.0% p.a good. for 36 months, 48 months and you will sixty weeks. The new respective productive interest rate (EIR) is at six.40% p.a great. to have one year, 6.58% p.an effective. for two years, 5.68% p.a great. to have three years, 5.67% p.good. to own forty-eight months and you will 5.64% p.a great. to possess sixty days. EIR is the expression of your comparable to the brand new flat appeal speed / payable business fees quoted more than playing with compounding as well as on an annualised rate of interest / payable studio costs foundation.

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Qualifications

  • Monthly instalment payable must be paid in full including one a good overdue amount in the earlier report.
  • If any monthly instalments will get delinquent, appeal and late payment costs could well be levied with the such as for instance overdue instalment along with other overdue numbers in your CIMB Credit Card membership according to the Cardmember’s arrangement.
  • Late payment charges: S$a hundred is recharged when the (i) full commission of outstanding harmony (where in actuality the the balance try S$50 or less) is not acquired from the payment deadline; otherwise (ii) if the lowest commission (the spot where the a fantastic balance is higher than S$50) given about report is not obtained of the fee owed go out.
  • Interest: dos.158% 30 days (productive interest twenty five.9% p.a great. susceptible to compounding in Minnesota payday loan alternative the event the charge aren’t repaid in full) on the exchange amount, chargeable each day on the day of publish up to bill out-of complete commission (minimal charge out-of S$dos.50).

Whether your minimal payment isn’t gotten completely by the payment due date of every Asking Declaration, funds charge might be levied within price out of 2.333% four weeks (energetic interest out of 28% p.a good. at the mercy of compounding) rechargeable each day, to the such amounts as are owed and you may due (susceptible to a minimum monthly fees regarding S$2.50 or including almost every other sum just like the could be influenced by the fresh new Bank). The fresh loans fees tend to revert returning to the fresh active interest rate regarding 25.9% p.an effective. when minimum percentage was gotten in full by the fee due time. People changes or reinstatement of interest price shall start working away from the brand new go out of such Recharging Statement shortly after this new fee owed date out of a relevant Battery charging Statement.

*Only applicable to New-to-Bank customers who apply for CIMB CashLite Personal Instalment Loan with minimum approved loan amount of S$1,000 and above. Terms and conditions governing the CIMB CashLite Personal Instalment Loan – NTB Interest Rate and Cashback Promotion 2022 apply. Please click here for full terms and conditions

^Just applicable to possess CashLite Personal Instalment Applications filed via CIMB website that have minimal financing period out of three-years and you may acknowledged financing amount of S$5,one hundred thousand or more. Terms and conditions ruling this new CIMB CashLite Individual Instalment Financing – NTB Interest and you can Cashback Venture 2022 implement. Delight just click here to own complete terms and conditions.

1 Your own acknowledged interest rate is computed based on your own chance character and can even change from new penned speed. While a new CIMB Borrowing from the bank Cardmember, might located a call from CIMB Lender immediately following your CIMB Borrowing from the bank Card’s recognition.

Please note minimal amount borrowed is S$step one,100000 and you will feel provided up to a maximum of 90% of your own credit limit.

For everyone Terms & Standards to the CIMB CashLite Individual Instalment Loan, you can learn a great deal more because of the clicking on backlinks less than:

New-To-Lender Venture Established Customers
Interest (p.a) Effective Rate of interest (p.good.)
Accepted Amount borrowed Cashback Gained
Projected Month-to-month Money
24 months 3 years 48 Months 60 Days
CashLite Flat interest#